How to Run a Background Check on Yourself: Costs and Process Explained

Why Run a Background Check on Yourself?

Running a background check on yourself is more than just a precaution—it’s a proactive step that can give you peace of mind and a leg up in various life scenarios. Here’s why you should consider it:

Confidence Boost

Having insight into what potential employers or landlords will see can significantly boost your confidence. Knowing there’s nothing unexpected lurking in your report allows you to walk into interviews or rental applications with your head held high. It removes the element of surprise and equips you with the knowledge to address any queries head-on.

Error Checking

Inaccuracies in background reports are more common than you might think. From outdated addresses to misreported criminal records, errors can range from minor inconveniences to significant roadblocks. By conducting your check, you can spot these inaccuracies and take steps to correct them before they become a problem. Remember, it’s your reputation on the line—you have the right to ensure it’s reflected accurately.

Proactive Approach

Don’t wait for an issue to surface when it’s least convenient. Running a background check on yourself allows you to catch potential problems early. This proactive approach can save you from the stress of last-minute scrambles to clear up misunderstandings. Whether it’s an unflattering mark on your credit report or a surprise entry in your criminal history, addressing these issues upfront ensures they don’t come back to haunt you when you least expect it.

By taking these steps, you’re not only ensuring the accuracy of your report but also demonstrating responsibility and foresight—traits that are highly valued by employers and landlords alike. For frequently asked queries like “What does a background check look for?” don’t miss the detailed insights provided in the “Most Common Background Check Questions” blog post.

Types of Background Checks

Conducting a background check on yourself involves several different components, each shedding light on various aspects of your history. Here are the key types of background checks you should consider:

Criminal Background Check

First up, is the criminal background check. This is essential to understand what shows up, if anything, in your criminal history. You can access this information through various means, such as state-specific agencies or online services. Having a clear criminal record can significantly enhance your job and housing opportunities. However, if you do have something on your record, being aware of it allows you to address it proactively in interviews or applications.

SSN Trace and Credit Check

An SSN trace is another critical component. It reveals where you’ve lived, worked, and if there are any aliases associated with your Social Security Number. This trace often links to a credit check, highlighting your financial reliability. Employers and landlords frequently look at credit reports to assess risk, so knowing your credit history beforehand can prepare you for any questions or concerns they might have.

Employment Verification

Employment verification involves confirming your past job titles, employers, and durations of employment. This step ensures that your work history is accurately documented, which is crucial for potential employers. Misreporting or discrepancies can raise red flags, so verifying these details yourself can prevent any unwelcome surprises later on.

Education Verification

Education verification checks whether your claimed academic qualifications and certifications match what is on record. This is particularly important for positions that require specific educational credentials. Verifying this yourself ensures that there are no gaps or inaccuracies, giving you peace of mind and a stronger application.

Drug Screening

Lastly, drug screening is an optional but worthwhile check. Typical tests include urine analysis and mouth swabs, both capable of detecting various substances. While primarily employed by companies during the hiring process, a self-conducted drug screening can highlight any substances in your system and give you a heads-up about what will appear in work-related checks.

By diving into these various types of background checks, you’ll get a comprehensive view of your record, enabling you to better prepare for future opportunities.

Where to Get a Background Check for Yourself

So, you’ve decided to run a background check on yourself. Great choice! Now, where do you start? Here’s a straightforward look at the places you can initiate this process.

Online Services

The easiest way to get a background check on yourself is through online services. Companies like GoodHire, Intelius, and BackgroundChecks.com offer user-friendly platforms where you can initiate checks from the comfort of your home. You’ll usually just need some basic information, like your full name, Social Security Number, and a few other personal details. Once you’ve provided the required info, these services can perform various checks—criminal history, employment verification, credit reports, and more. Just keep in mind, that costs can vary based on the comprehensiveness of the report, typically ranging from $20 to $100 or more.

Local Police Stations

For a more traditional route, you can go to your local police station. This option often involves less cost but can be more time-consuming. Different jurisdictions have different procedures, but generally, you’ll fill out a request form and present a valid ID. Some stations might require fingerprints for a thorough criminal background check. Note that this approach primarily covers criminal history and might not include employment or education verification.

State Agencies

State-specific departments or agencies can be another good resource. Many states, such as California and New York, offer services for individuals to request their background checks. You can typically access your criminal record, driving history, and other state-held documents. The fee varies by state but usually falls between $10 and $50. The downside? Expect a wait time of several days to a few weeks, which might not be ideal if you need the information urgently.

With these options laid out, you can choose the one that best fits your needs and budget. Whether you go the online route for its convenience or opt for local or state resources for potentially lower costs, being proactive about your background check empowers you to handle your record with confidence.

Step-by-Step Guide to Running a Background Check on Yourself

Step 1: Gather Information

Before diving into the process, arm yourself with all the necessary documentation. This typically includes your Social Security Number (SSN), a valid photo ID, and a list of current and past addresses. In some cases, you might also need details about previous employment and education history. Having these documents readily available will streamline the process.

Step 2: Choose a Service

This step is crucial. There are numerous online platforms offering background check services, but not all are created equal. Look for services with strong reviews, clear pricing, and a robust privacy policy. Consider what specific checks you need—like criminal history, credit report, or employment verification—and choose a service that meets these needs. Websites like GoodHire, Checkr, or even state-run databases can be good starting points.

Step 3: Submit Request

Once you’ve gathered your documents and chosen your service, it’s time to submit your request. This usually involves filling out an online form or visiting a local agency’s office. You’ll need to provide your personal information and, in some cases, verify your identity by uploading scans or photos of your ID. Follow the prompts carefully to avoid any delays or issues.

Step 4: Review Your Report

When your report is ready, take the time to review it thoroughly. Key elements to pay attention to include your criminal history, credit score and reports, employment records, and education verification. Look for any inaccuracies or inconsistencies. It’s essential to understand what each section means and how it could impact your job search, housing application, or other life events.

If you notice any errors, address them immediately by contacting the service provider or the relevant agency. Rectifying mistakes can sometimes be a lengthy process, so it’s better to start sooner rather than later.

By following these steps, you’ll not only gain insight into what others see when they run a background check on you but also ensure that all the information is correct and current. This proactive approach can pay dividends in your personal and professional life.

Costs Involved

Background Check Fees

Running a background check on yourself isn’t free, but the costs are pretty straightforward. Expect to spend anywhere from $10 to $50 for a basic criminal background check. Comprehensive checks, which might include employment history, education verification, and credit reports, can go up to $100. Specialized services, like those offered by online platforms such as GoodHire or Checkr, often have tiered pricing based on the depth of information required.

Cost of Urine Drug Test

If you need to include a drug screening in your background check, the cost of a urine drug test can range from $30 to $60. This variation depends on where you get it done; local clinics might be cheaper, but specialized services that guarantee faster results often charge more. Remember, this is usually paid upfront, and getting your results typically takes a few days.

Additional Costs

Accessing state or federal records might involve additional fees. For instance, requesting your driving record from the Department of Motor Vehicles (DMV) can set you back $10 to $15, while obtaining a copy of your FBI background report could cost about $18. If you’re seeking court records, be prepared to pay per page, which can add up quickly. Always check the specific agency’s website for the most current fees and payment methods.

These costs might seem like a hassle, but consider them an investment in peace of mind and readiness for whatever life throws your way.

What to Do with Your Results

Picture this: you’ve received your background check report and now you’re staring at a document full of data. What’s next? Here’s how to turn those results into actionable steps.

Identify and Act on Errors

First things first, comb through your report for any inaccuracies. These could range from outdated addresses to incorrect employer names or even mistaken criminal records. If you spot anything off, take immediate action. Contact the reporting agency and file a dispute. Provide any supporting documents to correct these errors. This can be a time-consuming process, but it’s crucial for ensuring your report accurately reflects your history.

Use Information Proactively

Next, put your clean, corrected background check to good use. If you’re job hunting, having a verified report on hand can give you a leg up. Presenting it during interviews can show an employer you’re transparent and proactive. For rental applications, a clear background check can make you a more appealing tenant, potentially speeding up the approval process.

Legal Aspects

Lastly, familiarize yourself with the legal resources available. The Equal Employment Opportunity Commission (EEOC) provides guidelines on how background checks should be used in hiring decisions, protecting you from potential discrimination. Make sure you understand your rights under the Fair Credit Reporting Act (FCRA) to know how your information can be used and what recourse you have if there are inaccuracies.

By taking these steps, you’re not just idly collecting data—you’re actively shaping your future.

Legal Considerations and Your Rights

When running a background check on yourself, it’s crucial to understand the legal landscape to ensure you navigate your rights effectively.

Privacy Laws

First off, let’s talk privacy. Your personal information isn’t a free-for-all. There are specific laws governing what can and cannot be accessed. Generally, employers and other entities must have your consent to obtain your background information. The Fair Credit Reporting Act (FCRA) is the primary federal law that dictates these rules, making sure your data is handled with care and confidentiality.

Dispute Process

Found an error? Don’t panic. The FCRA provides a dispute process to correct inaccuracies. If you spot something that doesn’t look right, you have the right to challenge it. Start by contacting the reporting agency, and provide evidence to support your claim, and they are obligated to investigate. Usually, they have 30 days to resolve the issue, after which you should receive a corrected report if your claim is valid.

Rights Under the FCRA

Under the FCRA, you have several key rights:

1. Consent Requirement: No one can run a background check on you without your express permission. Employers must provide you with written notice and get your written authorization.
2. Disclosure: Employers must inform you if your background check will be used to make decisions about your employment. They also need to give you a copy of the report and a “Summary of Rights” before taking any adverse action, such as not hiring or promoting you.
3. Access to Your Records: You’re entitled to know what’s in your file. You can request a free copy of your background report from consumer reporting agencies every 12 months.
4. Dispute Reporting: Any inaccuracies found must be corrected. The agencies have a legal obligation to rectify errors within a specified period.

Understanding these legal considerations not only empowers you to take control of your background information but also ensures that inaccuracies are addressed promptly, preserving your reputation and future opportunities.

FAQs

Here are some common questions you might have about running a background check on yourself:

Where do I get a background check for myself?

You have several options. Online services like GoodHire, Intelius, and BeenVerified are popular choices. You can also visit your local police station or contact state agencies for specific records.

What is an SSN trace credit?

An SSN (Social Security Number) trace is a check that reveals your address history and any aliases or variations of your name. It’s often the first step in more comprehensive background checks.

What happens if I fail a drug test?

Failing a drug test can have different consequences depending on the context. For job applicants, it might mean not getting the job. For current employees, it could lead to disciplinary action or even termination. Always check your company’s drug-testing policy.

Do pre-employment drug screens test for alcohol?

Typically, pre-employment drug screens focus on controlled substances like marijuana, cocaine, opioids, and amphetamines. However, some employers may test for alcohol, especially in safety-sensitive industries.

What are the requirements for non-CDL drivers?

Non-CDL (Commercial Driver’s License) drivers usually need to pass a standard background check, including a driving record check, criminal history check, and drug test, depending on the employer’s requirements.

Do non-profits conduct background checks?

Yes, many non-profits conduct background checks, especially for positions involving vulnerable populations like children, the elderly, or disabled individuals. It ensures the safety and integrity of their services.

How accurate are drug mouth swabs?

Drug mouth swabs are generally accurate for detecting recent drug use, typically within the last 24-48 hours. They are less invasive and provide quick results, making them a popular choice for employers.

For more details, you can always refer to our Background Checks Blog where we cover these topics and more in-depth.

Conclusion

Running a background check on yourself is more than just a smart move—it’s an empowering step toward taking control of your personal and professional narrative. By understanding exactly what’s on your record, you equip yourself with the knowledge to address errors, improve your profile, and present the best version of yourself to employers, landlords, or anyone else conducting checks.

So, take the plunge. Get ahead of the game by accessing your records, understanding the details, and ensuring everything is accurate. It’s an investment in your future that brings clarity and confidence. Armed with this information, you’re ready to tackle opportunities with assurance and precision. Happy checking!