Assess Financial Risk Before You Hire
CREDIT HISTORY CHECKS
Use secure, compliant credit history checks to verify financial responsibility,
reduce fraud risk, and protect your organization.
Assess Financial Risk Before You Hire
Use secure, compliant credit history checks to verify financial responsibility,
reduce fraud risk, and protect your organization.
WHY IT'S BETTER
Credit history reveals how applicants manage obligations and financial stress. Our checks provide a clear, standardized view of payment history, debts, bankruptcies, and public records, helping you make informed decisions when hiring for trust-sensitive roles.
We access trusted, compliant credit data sources with candidate consent. Our process ensures data privacy, adheres to regulatory standards, and delivers a consistent report that aligns with screening compliance requirements.
When a role involves financial oversight or access to money, credit checks help highlight risk indicators such as bankruptcies, high debt, liens, or unpaid accounts. This improves risk management and reduces exposure to fraud.
Efficient and Compliant Credit Screening Workflow
Submit candidate information and let our system handle data retrieval, risk analysis, and standardized reporting for clear and fast results.
Submit Candidate Consent and Basic Information
Enter the candidate name, SSN or national identifier, and consent through our secure portal or ATS.
Automated Credit Data Query
We gather payment history, public records, debt obligations, bankruptcy filings, liens, and relevant credit account activity from authorized sources.
Manual Review for Discrepancies
If data appears incomplete or inconsistent, our compliance team conducts manual review to verify accuracy and reduce false positives.
Receive Standardized Credit History Report
You receive a clean and uniform report with financial history summaries, risk indicators, and relevant public records. Results are formatted for clear HR or compliance review.
Trusted Credit Screening with Compliance for Good™
Our workflow combines automated retrieval, expert review, and standardized reporting to help you evaluate financial responsibility fairly and efficiently.
Trust & Compliance
Our workflow follows legal requirements for credit screening. We secure consent, protect private data, and provide audit ready documentation. Results support fair and defensible hiring.
Credit history provides insight into financial responsibility. For roles involving money handling or high trust, it helps evaluate risk and decision making.
It may include payment patterns, outstanding debt, liens, bankruptcies, public records, credit obligations, and account history. Employers do not receive credit scores.
Yes. Employers must obtain written consent before conducting credit screening and must follow adverse action rules if results impact hiring decisions.
Not automatically. Credit checks should be used only when relevant to the role and applied consistently across similar positions.
Automated checks often return results within hours. Manual verification may take one to two business days depending on record availability.
Yes. Our platform supports seamless integration so HR teams can order and view results through existing systems.
Start secure and compliant credit screening to add clarity and confidence to your hiring decisions.
Run Credit Check